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Blogs

PSD2: The banker’s story

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The Payment Services Directive 2 is being hailed as the long-needed infusion of freedom and debilitation of banking monopoly. And, it truly is great. The basic idea is to mandate banks into opening up APIs to allow ANY interested, authenticated party to fetch account information and conduct transactions on behalf of the customers. The problem that many are speaking of is that the banks may lose out to more competition.

Topics: PSD2 Financial Services

Impact of PSD2: JSON / API testing to be the asset

Payment Services Directive (PSD2) is gaining attraction and attention from everyone around the world. Every day we come across different articles which list down various impacts of PSD2. Not only the banking industry, but a lot of other industries will also be affected by it. Today, let’s know how it is going to affect JSON/API testing. It is expected that once in effect, PSD2 will require banks to provide programming interfaces (APIs) to their customers’ accounts.
Topics: PSD2 Json Payment Service Directives

PSD2 impacts - What does it change?

While the financial services sector is moving towards adopting innovations at a rapid pace; the core banking has pulled up its socks to show its dominance across the financial sector.

Topics: PSD2 digital payments Financial Services PSD1

UX and Fintech: The road ahead

A few months ago, I had the privilege to look at and analyze a trading application, for purposes of feature listing and estimation. Now, it is not uncommon for financial applications to sport all those buttons, sliders and boxes that give the user a feature-rich end product. I also distinctly remember one of the executives iterating proudly about the host of features that their platform was able to provide. Only problem: they were bleeding customers. Some startup was able to dismount their platform from the top user-base position and they were doing it with seeming effortlessness.

Topics: ux Fintech PSD2

PSD2 is pushing European banks to innovate

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The change that first triggered in 2007 is about to complete the circle soon in the form of Payment Services Directive (PSD2), disrupting how Europeans transact and finances are operated in Europe. Bill Gates once said, "Banking is necessary, banks are not." PSD2 is going to transform the banking sector which is known for regulation, compliances and incumbency.

Topics: PSD2 API

e-Zest is a leading digital innovation partner for enterprises and technology companies that utilizes emerging technologies for creating engaging customers experiences. Being a customer-focused and technology-driven company, it always helps clients in crafting holistic business value for their software development efforts. It offers software development and consulting services for cloud computing, enterprise mobility, big data and analytics, user experience and digital commerce.